Surf City / N. Topsail

The two mainland towns of Sneads Ferry and Holly Ridge complete the section known as the Greater Topsail Area. These areas feature golf, family activities, medical and shopping facilities and a wonderfully relaxing coastal lifestyle. Topsail Island is accessible only via a swing bridge in Surf City and a high-rise bridge that connects Sneads Ferry to North Topsail Beach.

With only two restaurants and a pizza shop, North Topsail Beach's visitors depend on Sneads Ferry or Surf City for most of their shopping and entertainment. Linked to the mainland in Sneads Ferry by a high-rise bridge, North Topsail Beach has a population of only 955 year round residents. Visit the towns official website here. For extensive, additional demographic and statistical data on North Topsail beach, click here.

The northernmost tip of North Topsail Beach is where the New River meets the ocean. It serves as one of the more popular spots for fishing. The town has one fishing pier, three beach accesses, complete with rest rooms, showers and plenty of parking areas and a new community park with nature trails, basketball, volleyball, tennis courts and unobstructed views of the sound. Pristine, uncrowded beaches beckon families to visit from all over the country. A highlight for visitors is the Sea Turtle Rescue and Rehab Center, a sanctuary committed to the care and release of sick and injured sea turtles.

Single family homes in North Topsail Beach range from approximately $400K - $1.5 million. Condos and townhomes range from $150K to over $500K with most in the $200K - $350K range. The 2009 city tax rate for North Topsail Beach is $.31 per $100 of assessed value. The Onslow County 2009 tax rate is $.59 per $100 of assessed value. There are no state property taxes on real property in NC.

Surf City

Named for its coastal location, Surf City was chartered in 1949 and is the largest of the three Island towns, with a year round population of approximately 1,400 as of 2008. Surf City is situated on highways 210 and 50 and is the only town on the island that spans both Pender and Onslow counties. Click here to be directed to Surf City’s website. Of the three towns on the island, Surf City has the most year round residents although a variety of vacation rental homes, condominiums and motels are also found here.

The city has an oceanfront welcome center, bike paths and a community recreation center hat offers a variety of classes from ballroom dancing to boating. The new Soundside Park at the swing-bridge is a perfect place to enjoy a picnic and watch the boats go by. Surf City boasts more than 30 public beach accesses, ranging from a simple access to four accesses with restroom facilities. The town's recent addition of Soundside park, adjacent to the swing bridge, provides public boat ramps, picnic and playground areas. At the north end of Surf City, on Broadway Ave, is a playground complete with parking area and restrooms.

The town plays host to the Surf and Turf Triathlon the third Saturday in May, a grand fireworks display that takes place at the Soundside Park on July 3 and a Christmas tree lighting in November.

In general, the entire Topsail area is experiencing significant growth, in both the residential and commercial sectors. Residential growth continues on Topsail Island, and in nearby Hampstead, Holly Ridge and Sneads Ferry. At the same time, the area is beginning to witness a dramatic increase in commercial growth as well, particularly along the U.S. 17 corridor.

Surf City is Topsail Island's fastest growing town and has seen an increase in the construction of quality homes and the addition of several new businesses, including two boat storage facilities. For extensive, additional demographic and statistical data on Surf City, click here

Surf City boasts an extremely diverse range of housing options - both ocean/sound front and non ocean/sound front. Waterfront single family homes in Surf City range from about $650K to 2 million. More affordable single family homes can be found off the water ranging from $285K to $650K with the majority under $450K. Condos and townhomes range from $150K to over $500K with most in the $200K - $350K range.

The 2010 - 2011 city tax rate for Surf City is $.31 per $100 of assessed value. The 2010 - 2011 city tax rate for N. Topsail is .2355. The Onslow County 2010 - 2011 tax rate is $.585 per $100 of assessed value. More information can be obtained at the Onslow County tax rate website.

As an experienced REALTOR® in the area, I am already familiar with current real estate values, taxes, utility costs, municipal services and facilities, and may be aware of local zoning changes that could affect your decision to buy. A professional REALTOR® can also help you determine how much home you can afford. Allow me to suggest ways to accrue the down payment and explain alternative financing methods. In addition to knowing the local lending market and current interest rates, contact me for information on what personal and financial data to bring with you when you apply for a loan.

Also Proudly Serving... Atlantic Beach, NC, Cape Carteret, NC, Emerald Isle, NC, Holly Ridge, NC, Hubert, NC, Jacksonville, NC, Morehead City, NC, Richlands, NC, Sneads Ferry, NC, Surf City / N Topsail, NC, Swansboro, NC.